my co workers are who bets on regular season. and $20 is $20. and i'm not sure i would say anybody can win the regular season, although it is easier. but i do agree with your opinion that it is harder to qualify and win the ncaa's then finish first in the regular season. matter of fact i have done that 2 years in a row on another site. that, being qualifying, but not finishing first, and then winning the tournament. in fact i know you were in that league last year, but not sure bout 2 years ago. i tried to do both this year but think i will come up short tournament wise this year, but it was a fun try anyway. good luck to you