Great debate guys! I actually see everyone's side. I am just as confused now as I was when I asked the question, but I love that this debate has someone on both sides. I have never really been sick, so, I don't know what to think. I only wish there were someone who worked for an insurance company to give their side of the story.
I have always believed that if I buy my own health insurance that I should be able to pay for the care I choose. I don't need maturnity, so that would be out. I don't need lower co-pays, so that would be out. IMO, that could save me enough money to choose to be insured for alternative care like KR's. I hope one day it is laid out like that. Almost like a menu with prices for each care listed. They do it with home insurance and car insurance, why not health?