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Thread: Jacob Volkmann calls out Obama?

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    Default Jacob Volkmann calls out Obama?

    I live a sheltered life so was this posted already? Pretty funny. Good interview especially at about the 3:15 mark.



    UFC Fighter Jacob Volkmann Calls Out President Barack Obama, Gets A Visit From the Secret Service

    http://sports.yahoo.com/mma/news?slu...7151dca2a17281

  2. #2

    Default Re: Jacob Volkmann calls out Obama?

    I'm not the sharpest blade in the drawer, but I'm not sure how this legislation affects chiropractors or physicians in private practice.

    Wouldn't it seem that a government mandate to have to have insurance actually benefits these businesses, as opposed to providing services to people with no insurance?

    I know that most health care providers LOVE insured patients.
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  3. #3

    Default Re: Jacob Volkmann calls out Obama?

    Quote Originally Posted by ban basketball View Post
    I'm not the sharpest blade in the drawer, but I'm not sure how this legislation affects chiropractors or physicians in private practice.

    Wouldn't it seem that a government mandate to have to have insurance actually benefits these businesses, as opposed to providing services to people with no insurance?

    I know that most health care providers LOVE insured patients.
    I am not completely sure either, but I have heard that it limits what a chiropractor or a doctor can charge for a service. What it doesn't do is limit what the chiropractor or doctor has to pay big PHARMA to provide that service.

    For example: Let's say that you are a doctor and need to give someone an MRI. For whatever reason, that MRI will cost an insurance company thousands of dollars. I am guessing it's because whoever made and sells or rents those machines can charge however much they want. Now, the doctor has to charge an insurance company enough money to cover the cost and still turn a profit. If the government limits what that doctor can charge a customer, but doesn't limit what he is being charged, then the doctor will lose money. The company making the machines will still make huge profits.

    IMO, the entire healthcare debate missed the problem. The problem with healthcare is not the insurance industry, it is the healthcare industry. There is no reason that it should cost 2-3,000 dollars to spend the night in a hospital. But no one questions what the hospital is charging, they just question why insurance companies don't want to give away insurance policies. I don't understand why some hospitals will accept my insurance and some won't. If they are really there to help people, then take every insurance policy. The reason they don't is obviously money, yet they aren't villified.

    The politicians did a fantastic job last summer of creating a false villian and people fell for it. Most politicians (both republican and democrats) are taking payouts or voting promises from big pharma lobbyists. They created a diversion by blaming insurance companies and people in the health care industry can see through it.

  4. #4
    Ancient Arachnid Spider's Avatar
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    Default Re: Jacob Volkmann calls out Obama?

    Doctors, hospitals and insurance companies are all in business to make money, and no one should begrudge them that. I have had experience with all three, both as a consumer and as a provider, and in my experience, the problem does indeed lie primarily with the insurance companies. They are the gatekeepers of healthcare and many (not all) will initially deny covered treatment in the hope that the consumer will accept their decision and go away. When challenged, they will finally honor their responsibility. They set their payable fees low and do not regularly update them, and are not accountable to anyone for how these fees are set. Many doctors no longer perform certain procedures because to do so actually cost them more than they are paid.

    Doctors are on the front lines of patient care. Most of them entered the profession because they sincerely wanted to help people. They, for the most part, care about their patients as people and are torn between this dedication to quality care and the constraints put upon them by insurance companies.

    Hospitals are businesses, but the quality of the care given to patients is important to them, too. Maybe partly because it's good business, but also because they want to do the best they can.

    Insurance companies don't give a shit about anything except the bottom line.
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    Default Re: Jacob Volkmann calls out Obama?

    "Doctors, hospitals and insurance companies are all in business to make money, and no one should begrudge them that."

    "Insurance companies don't give a shit about anything except the bottom line."

    ?

    Every service provider is absorbing the cost of uninsured, unpaid health care. Hospitals bump the cost of care in order to cover those costs. Insurers try to write down the values invoiced eliminating the value of the unpaid costs from the charges.

    "They (insurers) are the gatekeepers of healthcare and many (not all) will initially deny covered treatment in the hope that the consumer will accept their decision and go away."

    Just wait for the feds to start managing the delivery of care. The written plan contains a whole lot more criteria that enable the denial of care and choice of pharma's.

    I've read a few analyses, that, for example, indicate the vast majority of the public will be denied care like hip and knee replacements once you've hit the age of 70. Cost of care outweighs the longevity for quality of life. Same for cardiac by-passes, highly probable you'll be denied the surgery if needed when you are over age 70. Cost will be deemed to outweigh the longevity of the reward.

    I find it absurd the feds intend to pay doctors to counsel patients about foregoing certain types of treatment, suck it up and plan that funeral. Should patients be counseled? Sure, but paying someone to make that communication and steer the patient away from care is ridiculous.
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    Ancient Arachnid Spider's Avatar
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    Default Re: Jacob Volkmann calls out Obama?

    Quote Originally Posted by RYou View Post
    "Doctors, hospitals and insurance companies are all in business to make money, and no one should begrudge them that."

    "Insurance companies don't give a shit about anything except the bottom line."

    ?
    The bottom line is important to everyone, but it shouldn't be the only consideration. The point I tried to make was that most doctors put the patient's welfare first and try their best to make the practice profitable, hospitals try to reach a balance between good care and good profits, and insurance companies don't care at all about the patient and profits are all that matters.
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    Ancient Arachnid Spider's Avatar
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    Default Re: Jacob Volkmann calls out Obama?

    Quote Originally Posted by RYou View Post
    [I]
    "They (insurers) are the gatekeepers of healthcare and many (not all) will initially deny covered treatment in the hope that the consumer will accept their decision and go away."

    Just wait for the feds to start managing the delivery of care. The written plan contains a whole lot more criteria that enable the denial of care and choice of pharma's.

    I've read a few analyses, that, for example, indicate the vast majority of the public will be denied care like hip and knee replacements once you've hit the age of 70. Cost of care outweighs the longevity for quality of life. Same for cardiac by-passes, highly probable you'll be denied the surgery if needed when you are over age 70. Cost will be deemed to outweigh the longevity of the reward.

    I find it absurd the feds intend to pay doctors to counsel patients about foregoing certain types of treatment, suck it up and plan that funeral. Should patients be counseled? Sure, but paying someone to make that communication and steer the patient away from care is ridiculous.
    My point here was that insurance companies are often unethical in their handiling of claims. I'm not defending Obamacare, but I do believe that the biggest problem with healthcare delivery today is the insurance companies.

    With limited funds, there are definitely ethical issues concerning the best way for them to be spent (the most bang for the buck). Currently, huge sums of money are spent on terminal patients while children and the poor often cannot access life saving state of the art treatment. I don't have the answers, but I'm aware of the questons.
    Last edited by Spider; 01-11-2011 at 10:07 AM.
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    Default Re: Jacob Volkmann calls out Obama?

    Like I said, I am a bit confused about all of this. But, Spider, if I understand you correctly, you are saying that insurance companies tell doctors and hospitals what they will pay for certain procedures. I trust that to be true, but then I read this:

    Overall, the profit margin for health insurance companies was a modest 3.4 percent over the past year, according to data provided by Morningstar. That ranks 87th out of 215 industries and slightly above the median of 2.2 percent.

    That doesn't sound too bad. Maybe that's why they set prices where they do. Then I read this:

    Health insurers turn out to be underperformers compared with the other parts of the healthcare sector. Pharmaceutical companies have a profit margin of 16.4 percent—seventh highest of the 215 industries that Morningstar tracks. Others segments of healthcare with margins well above the median include healthcare information (9.4 percent), home healthcare firms (8.5 percent), medical labs (8.2 percent), and generic drugmakers (6.5 percent).

    This makes it sound like insurance companies are taking a lot of blame and other parts of the health care industry are getting a free pass. I know you deal with insurance with your job and know much more about it than I do. I have also had trouble getting covered care paid for, myself. Insurance is not a perfect industry by any means, I just think that you could spread the blame everywhere in the health care field. But, politicians get bribed by pharmaceutical lobbyists and so they don't do anything about that part. I know that sounds a bit "conspiracy theoryist" but I guess we all have our theories.

    Those quotes came from this site: http://money.usnews.com/money/blogs/...-villains.html

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    Default Re: Jacob Volkmann calls out Obama?

    Quote Originally Posted by quinn14 View Post
    Overall, the profit margin for health insurance companies was a modest 3.4 percent over the past year, according to data provided by Morningstar. That ranks 87th out of 215 industries and slightly above the median of 2.2 percent.
    I don't know what the other industries are, but they probably don't profit from denying healthcare to their customers.
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