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Thread: Comments on House Healcare Reform Bill

  1. #10

    Default Re: Comments on House Healcare Reform Bill

    So it's basically a cost benefit ratio? Do insurance companies in the US not do this sort of thing?

    I can definitely see an the argument that this would be a bad way to dispense care, but I don't see how it's an example of the government stepping into areas they shouldn't, it might make a good case against the way they're stepping in, but really doesn't have anything to do with whether or not they should step in.
    There's no such thing as a pretty good aligator wrestler.

  2. #11

    Default Re: Comments on House Healcare Reform Bill

    From what I understand...they way doctors treat patience will not change. What will change, is how it is paid for.

    Even with the current system, insurance companies and/or the government do not tell doctors how to treat patience. However, they will tell what they are willing to pay for and what they will not pay for.

    For example, if you are uninsured and have a major illness or injury, you can get treatment. You may be forced into bankruptcy, but you will get treated.

  3. #12
    Olympic Champ RYou's Avatar
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    Default Re: Comments on House Healcare Reform Bill

    Quote Originally Posted by FloggingSully View Post
    So it's basically a cost benefit ratio? Do insurance companies in the US not do this sort of thing?

    I can definitely see an the argument that this would be a bad way to dispense care, but I don't see how it's an example of the government stepping into areas they shouldn't, it might make a good case against the way they're stepping in, but really doesn't have anything to do with whether or not they should step in.

    Not really. The insurers identify experimental procedures they won't fund. They won't pay for certain lab tests that do not reflect the diagnosis. They will cost / benefit medications and steer your doc to as effective lower cost brands. The days where an insurer refused a procedure have passed. They lost too many court cases for too much money under "bad faith" claims.
    Life's not the breaths you take, the breathing in and out that gets you through the day ain't what it's all about. It's the moments that take your breath away.

  4. #13

    Default Re: Comments on House Healcare Reform Bill

    To play the devil's advocate...

    Insurance companies saves us all from paying extra into the system by denying payment for tests or treatments that their licensed doctors deem unnecessary or ineffective.

    For example, why should a doc bill the system for a $3000 MRI when a $300 XRay can be just as effective. Or better yet, order the MRI when one may have already been done by another doctor.

    The plus side of "for profit" insurance is that it reduces waste.

  5. #14
    Super Moderator UGLY's Avatar
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    Default Re: Comments on House Healcare Reform Bill

    Kind of off the subject. How do you guys feel about the President pushing the 45million without insurance number, when that number includes illegal immigrants, people in transition to another job who might have only not had insurance for 30 days and those people 35 and younger who dont purchase health care because they are invincible. I dont have exact figures but i would guess that those three groups make up the vast majority of the uninsured.

  6. #15
    World Champ ODH's Avatar
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    Default Re: Comments on House Healcare Reform Bill

    Quote Originally Posted by UGLY View Post
    Kind of off the subject. How do you guys feel about the President pushing the 45million without insurance number, when that number includes illegal immigrants, people in transition to another job who might have only not had insurance for 30 days and those people 35 and younger who dont purchase health care because they are invincible. I dont have exact figures but i would guess that those three groups make up the vast majority of the uninsured.
    I don't see that as a big deal. Whatever the actual number is, it is a really large number of people without.
    I would also doubt that those people make up that "vast" majority of the uninsured.

  7. #16
    Super Moderator UGLY's Avatar
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    Default Re: Comments on House Healcare Reform Bill

    Quote Originally Posted by ODH View Post
    I don't see that as a big deal. Whatever the actual number is, it is a really large number of people without.
    I would also doubt that those people make up that "vast" majority of the uninsured.

    Well how many illegal aliens do we have in this nation?

  8. #17
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    Default Re: Comments on House Healcare Reform Bill

    Quote Originally Posted by UGLY View Post
    Well how many illegal aliens do we have in this nation?
    How does anyone know how many illegals we have?
    And how do you know how many of those do not have health inusrance?

    I would assume that most illegals have jobs, so there is probably large percentage of them with insurance.

  9. #18

    Default Re: Comments on House Healcare Reform Bill

    Quote Originally Posted by UGLY View Post
    Kind of off the subject. How do you guys feel about the President pushing the 45million without insurance number, when that number includes illegal immigrants, people in transition to another job who might have only not had insurance for 30 days and those people 35 and younger who dont purchase health care because they are invincible. I dont have exact figures but i would guess that those three groups make up the vast majority of the uninsured.
    Why does it matter why people don't have insurance?

    If someone doesn't have insurance, for whatever reason, the rest of us still end up paying for it. Why they don't have insurance is irrelevant.
    There's no such thing as a pretty good aligator wrestler.

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