My sister has been though an ordeal recently, and I wanted to share her experience so that none of you have to go through anything similar. Her debit card information was stolen from her, and her checking account was emptied in four hours. Her card was never actually stolen, she just went to pay for some Christmas presents, and her card was declined. The police think that the information was stolen off of her card and imprinted it onto a fake card. The fraud person from the FBI who was working with her said that to avoid getting ripped off:
- Don't use pay at the pump when buying gas. I know that I'll have a hard time giving that one up, but it's one of the main ways that thieves steal your information.
- When paying at a restaurant, don't give your credit card to the server. (Another thing I'm guilty of.) Pay in cash, or request to pay at the counter or bar when you leave.
- Keep a close eye on your bank account. Sign up for email and mobile alerts for any major purchases, check your account at least once a day, etc. That way, if you sense a problem, you can take action immediately.
She is getting all of her money back, but the whole ordeal has not been fun.