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Thread: Watch your credit cards

  1. #1

    Default Watch your credit cards

    Hey everyone,

    My sister has been though an ordeal recently, and I wanted to share her experience so that none of you have to go through anything similar. Her debit card information was stolen from her, and her checking account was emptied in four hours. Her card was never actually stolen, she just went to pay for some Christmas presents, and her card was declined. The police think that the information was stolen off of her card and imprinted it onto a fake card. The fraud person from the FBI who was working with her said that to avoid getting ripped off:

    - Don't use pay at the pump when buying gas. I know that I'll have a hard time giving that one up, but it's one of the main ways that thieves steal your information.
    - When paying at a restaurant, don't give your credit card to the server. (Another thing I'm guilty of.) Pay in cash, or request to pay at the counter or bar when you leave.
    - Keep a close eye on your bank account. Sign up for email and mobile alerts for any major purchases, check your account at least once a day, etc. That way, if you sense a problem, you can take action immediately.

    She is getting all of her money back, but the whole ordeal has not been fun.

  2. #2
    Olympic Champ RYou's Avatar
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    Default Re: Watch your credit cards

    Has she talked to the bank issuing the card. There may be fraud protection coverage that will refund the loss.

    How was the bogus card used - ATM withdrawls or through purchases ?

  3. #3

    Default Re: Watch your credit cards

    Quote Originally Posted by RYou View Post
    Has she talked to the bank issuing the card. There may be fraud protection coverage that will refund the loss.

    How was the bogus card used - ATM withdrawls or through purchases ?
    She is getting back the lost money from her bank, but it just stinks. The money was taken through purchases. They spent a bunch at Target, and at gas stations.

  4. #4
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    Default Re: Watch your credit cards

    Here is another clever idea: Don't use credit cards.

  5. #5
    Ancient Arachnid Spider's Avatar
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    Default Re: Watch your credit cards

    Or especially debit cards.
    Atrophy: what you get when you win atournament.

  6. #6

    Default Re: Watch your credit cards

    Quote Originally Posted by Big View Post
    Here is another clever idea: Don't use credit cards.
    She was buying Christmas cards for her kids that day, so carrying around a large amount of cash isn't really a great idea, either.

    You're really enjoying the word clever, aren't you?

  7. #7
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    Default Re: Watch your credit cards

    Quote Originally Posted by bluestater View Post
    She was buying Christmas cards for her kids that day, so carrying around a large amount of cash isn't really a great idea, either.

    You're really enjoying the word clever, aren't you?
    Are you trying to be clever with me since I don't think Christmas cards cost that much money?

  8. #8

    Default Re: Watch your credit cards

    Quote Originally Posted by Big View Post
    Are you trying to be clever with me since I don't think Christmas cards cost that much money?
    Nope, I mistyped. I meant Christmas presents, which in fact, do cost a whole lot of money.

  9. #9

    Default Re: Watch your credit cards

    Quote Originally Posted by Big View Post
    Here is another clever idea: Don't use credit cards.
    Isn't it easier to get your money back if your credit card gets stolen than if your cash gets stolen?
    There's no such thing as a pretty good aligator wrestler.

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