Originally Posted by Avallone  I am looking to get some life Ins. but I am boggled by all of the different terms and company's that their are to choose from.
Any advice?  |
I've found the cheapest life insurance is from my employer (because the cost is pooled). Many offer this benefit. If this is available, and you haven't already looked into it, you might want to.
RYou's suggestion that you check Best ratings is good. A shortcut is to look at cos. you've heard of: Northwestern Mutual, John Hancock, The Principal, New York Life, are just a few of the established name cos, and I'm sure they're all reliable. I'm not impressed by the solicitations I've received in the mail. Most of that stuff is vastly overpriced.
Basic term life insurance isn't all that complex--not like many other types of insurance. If you have specific questions about a term or concept, I'd be glad to help and I'm sure others would too.